Dental Insurance: WTH?
Any kind of insurance, medical or dental, is increasingly difficulty to navigate these days. But we're here for you to help navigate the intentional maze that is called "dental insurance" Basically there are 2 main types: HMO and PPO. HMO or DMO assigns you a dentist that you HAVE to go to in order to use the dental insurance. Some are OK, some are not so OK. The main reason is the business model with HMO insurances. They are a volume and "upsell" game. The more patients they have signed up with them, then the larger the check they get each month is. Also, the more treatments that they "sell" ...